How can Copia deliver Wealth so much cheaper than legacy platforms?

Lean engineering, modern multi‑tenant architecture and AI baked in from day one slash infra and DevOps overhead.

Do you charge based on assets under management (AUM)?

No. All plans are flat‑fee because software value shouldn’t scale with market performance.

Patron Inputs & Variables

Asset Risk Rating

The Risk Rating of an asset is a user entered and defined metric that measures the users perception of an assets risk.

Asset Rationale

The Asset Rationale is a user entered field and is intended to be used to track the reasoning behind the investment into the associated asset.

Asset Tags & Association with Assets

Users are able to create tags, and associate assets with those tags. Tagging assets will cause assets to be grouped by that tag.

Cash & Equivalent Asset Contact Details

Assets that fall under the Cash & Equivalent asset class include a Contact Details card that allows users to enter the contact details for the point of contact associated with the asset.

Documents

The documents that users upload to Copia Wealth Studios (via email, document uploader or through the app), are stored with the associated asset. Copia will extract data where possible to update inputs, fields and data inside Copia, which may cause changes in the representation of the associated asset.

Manager Communication Cadence

This gives users an opportunity to define the frequency which a manager communicates.

Manager Contact Info

The details screen of an individual manager includes a Contact Details section that allows users to enter the contact details for the manager.

Manager Key Terms

Manager Key Terms is used to track specific, important details with regards to a manager. A suggestion for this field would be something like redemption windows, warrant windows, or termination clauses.

Manager Plan

Manager Plan is a user entered field, intended to allow users to track their specific plan for a manager, and review it over a chronological timeline of changes.

Manager Prior Success in Business

Manager Prior Success in Business is a user defined field that allows for the tracking of any information that the user finds salient.

Manager Rating

The Manager Rating is a user entered and defined metric that measures the users perception of how well a manager is performing, and gives the opportunity to provide qualitative data that creates an overall history.

Manager Risk Rating

The Manager Risk Rating is a user entered and defined metric that measures the users perception of the risk associated with a manager.

Manager Size of Business

Manager Size of Business is a user entered field to track the key defining measurement of a particular managers overall book of business. Examples would be AUM, number of apartments managed, or number of locations.

Manager Thesis

Manager Thesis is a user entered field, that allows for the tracking of the qualitative data around a managers investment thesis (for example, a long/short hedge fund).

Manager Years in Industry

Manager Years in Industry is a user defined input, tracking how many years a manager has been active in their current industry.

Risk Free Rate

We use a default of the 3 year treasury. Users can override the default value in the Assumptions section of the Office page. Copia uses the Risk Free Rate in the below calculations:

Sharpe Ratio
Sortino Ratio

Patron Input & Variables