Copian Insights

Tracking Alternative Investments: Challenges and Solutions with Wealth Management Platforms

Written by Phil Wheaton | Oct 21, 2024 7:05:48 PM

Sophisticated investors are increasingly turning to alternative investments to diversify their portfolios and achieve higher returns. These investments, which include assets like real estate, private equity, hedge funds, and venture capital, offer opportunities but also present challenges in terms of tracking and management.

Demand for Alternatives is only expected to grow.

Traditional tools and methods can fall short, making it difficult for investors to gain a useful understanding of their alternatives. This is where wealth management platforms come into play; offering solutions that save time, reduce effort, and provide insights.

Understanding Alternative Investments

Types of Alternative Investments

Alternative investments encompass a wide range of assets beyond traditional stocks and bonds. These include:

  • Real Estate: Investments in commercial, residential, and industrial properties.
  • Private Equity: Investments in private companies through direct ownership or venture capital funds.
  • Hedge Funds: Pooled funds that employ diverse strategies to earn active returns for their investors.
  • Commodities: Physical assets like gold, oil, and agricultural products.
  • Collectibles: Tangible items such as art, antiques, and rare coins.
  • Cryptocurrencies: Digital or virtual currencies using cryptography for security.

The Importance of Alternative Investments

Alternatives offer several benefits, including:

  • Diversification: Reducing portfolio risk by spreading investments across various asset classes.
  • Higher Returns: Potential for higher returns compared to traditional investments.
  • Inflation Hedge: Certain alternatives, like real estate and commodities, can protect against inflation.

PWC predicts that global AUM in alts will rise to 145Tn by 2025. 

Complexity and Challenges in Tracking Alternative Investments

Lack of Standardization

Unlike public markets, where data is readily available and standardized, alternative investments lack uniformity in reporting and valuation. Each investment may follow different metrics and standards, making it difficult to consolidate data and get a clear picture of performance. Some are trying to change this, but it is still not commonplace. 

Limited Transparency

Alternative investments often operate in opaque markets with limited publicly available information. Investors may struggle to access timely and accurate data, leading to incomplete or outdated assessments of their investments.

Manual Data Collection and Entry

Many investors still rely on manual processes to track their alternative investments. This involves collecting data from various sources, entering it into spreadsheets, and reconciling discrepancies. Manual data entry is time-consuming, prone to errors, and can lead to significant inefficiencies.

Complex Valuation Methods

Valuing alternative investments is inherently complex. Unlike publicly traded assets, which have readily available market prices, alternatives often require sophisticated valuation models. These models may involve numerous assumptions and inputs, adding to the difficulty of tracking and managing these investments.

How Wealth Management Platforms Help

Automation and Integration

Wealth management platforms can automate the data collection and integration process. By connecting to various data sources, these platforms can automatically pull in information, eliminating the need for manual data entry. This not only saves time but also reduces the risk of errors.

Real-Time Data and Reporting

Another advantage of a wealth management platform is the ability to provide real-time data and reporting. Investors and family offices can access up-to-date information on their alternative investments, enabling them to make informed decisions quickly. This real-time insight is crucial for identifying opportunities and managing risks effectively.

Comprehensive Analytics

These platforms offer sophisticated analytics tools that can handle the complexity of alternative investments. Investors can use these tools to perform in-depth analyses, such as performance attribution, risk assessment, and scenario analysis. The ability to slice and dice data in various ways provides a deeper understanding of the portfolio.

Enhanced Transparency

Wealth management platforms can enhance transparency by aggregating data from multiple sources and presenting it in a standardized format. This makes it easier for investors and their families to compare and analyze their alternative investments, even if they come from different sectors or asset classes.

Actionable Insights

Beyond just providing data, these platforms can generate actionable insights. By leveraging algorithms and machine learning, they can identify trends, anomalies, and opportunities that may not be apparent through manual analysis. This allows investors to make proactive decisions and optimize their strategies.

Saving Time and Energy

Streamlined Processes

By automating data collection, integration, and reporting, wealth management platforms streamline the entire tracking process. Investors no longer need to spend hours gathering data, updating spreadsheets, and reconciling discrepancies. 

Centralized Information

These platforms centralize relevant information in one place. Investors can access a single dashboard to view their entire portfolio, including their alternative investments. This centralized approach simplifies management and ensures that all data is easily accessible when needed.

Future Trends in Wealth Management Platforms

Artificial Intelligence and Machine Learning

These technologies can analyze vast amounts of data, identify patterns, and predict future trends. AI-powered platforms can provide even more sophisticated insights and recommendations, further enhancing investment decision-making.

Blockchain Technology

Blockchain has the potential to revolutionize the tracking of alternative investments. By providing a decentralized and immutable ledger, blockchain can enhance transparency and reduce the risk of fraud. Investors can benefit from more secure and reliable data on their alternative assets.

Integration with Other Financial Tools (Bridges, not Moats)

Platforms of the future will integrate more seamlessly with other financial tools and systems. These integrations will enable a holistic view of an investor's entire financial landscape, combining alternative investments with traditional assets, banking, and other financial activities. The result will be a more comprehensive and efficient approach to wealth management.

Conclusion

As technology continues to advance, the capabilities of wealth management platforms will only grow, offering even more sophisticated tools for tracking and managing alternative investments. Embracing these platforms is not just a smart move; it is essential for staying competitive in today's complex investment landscape.

Looking for a way to track your alternatives? Copia can help.